Terms

These terms cover your purchase and use of the Folio Budget planner and the guides that come with it.

Who you are buying from

The planner is made by Folio Budget. The sale is handled by Lemon Squeezy, our Merchant of Record, which is the seller of record for your order: it processes the payment, handles any sales tax or VAT that applies, and sends your receipt. Lemon Squeezy’s terms also apply to the transaction.

What you are buying

A digital product: a budget planner built for Google Sheets, plus two PDF guides and a short how-to video. It is a one-time purchase. There is no subscription and no recurring charge.

How you get it

Right after your payment, your files are ready to download, and Lemon Squeezy emails you the link too. Start with the Start Here PDF: it has the links to the planner, in light and dark. The planner is a Google Sheets file: open one of the links, click Use template, and your own copy lands in your Google Drive. From then on it lives in your account.

What you can do with it

The planner and guides are for your own use, at home, with your partner or household. Your copy is yours to keep and use for as long as you like. Please do not resell it, and please do not share it or post it publicly.

What it needs

The planner works in Google Sheets. It is not built for Excel or Numbers, and it does not connect to your bank. You need a Google account to use it.

Refunds

Covered by our 14-day guarantee. See the Refund policy.

No promises about results

The planner is a tool for seeing your money clearly. It is not financial advice, and it cannot promise a particular result. What you do with what you see is up to you.

Changes

We may update these terms as the product grows. The version on this page is the one that applies.